Your health plan benefits are the services your insurance plan helps to pay for, from routine preventive care visits to emergency services. Being aware of what your plan covers and at what level can help you to avoid unexpected bills and get the most value from your coverage.
In this video, you’ll learn about ten essential health benefits that are commonly included in health plans. While co-pays and other details can vary, the following services are covered by most individual and employer-sponsored plans:
- Ambulatory services
- Emergency services
- Hospitalizations
- Pregnancy, maternity, and newborn care
- Mental health and substance use disorder services
- Prescription drugs
- Rehabilitation and habilitation services
- Laboratory services
- Preventive care and wellness services
- Dental and vision care for children
Familiarizing yourself with the basics of what’s covered by your health plan can help you get the best value out of it and make sure you have the ability to take advantage of all the services available to you.
To get a better sense of what your coverage looks like, sign in to or create an online account with Premera today. There, you’ll be able to explore your benefits and learn how to use them most effectively.
Our Health Plan Basics video series breaks down how health plans work and what you should know about yours in eight short, animated videos. See the full playlist here.
